Hibiscus Coast Home Loans not only guides you through the steps in applying for a home loan. From a Pre-approval for finance, we see you through to final settlement on your home or investment property. We help you to work out how much you can borrow and to find a suitable loan.

Click HERE to view the banks available to Hibiscus Coast Home Loans.

Step 1: Providing the Necessary Documents

We make the process as simple and smooth as possible for you. Once you have made an appointment with us, we call you to ensure you have the documentation required.

Step 2: Working Out How Much You Can Afford to Borrow

Our consultant will assess your total borrowing capacity based on your current financial situation. However, if you want a general idea, try our home loan calculators.

Step 3: Helping you Find the Home Loan Suitable for You

Each person has unique requirements and financial situations when applying for a home loan. Hibiscus Coast offers expert advice by using Loan Qualifier software that assesses hundreds of home loan products to help you find one that best suits your situation. When structuring your home loan it's important to look at what is best for you now as well as in the future. We must look at your future plans as they can have an effect on your ability to repay the loan.

We assist you with the completion of documents before you submit your home loan application and supporting documents to the lender of your choice. We keep you up to date with the progress and approval of your application, and we are available to assist you with the execution of the mortgage documents.

We are in touch with you every step of the way.

Step 4: Choosing a Solicitor / Settlement Agent

Now you have your finances, it's time to get a solicitor or conveyancer.

Step 5: Exchanging Contracts

Once you have decided on your property, and have your loan pre-approval, the formal exchange of contracts takes place.

Step 6: Settlement Day

Within a few weeks of the exchange of contracts, your loan is settled and the property is transferred to your ownership.
If you would like to speak to one of our consultants just call us on 0407 963 955 or request an appointment.

MORTGAGE TIP: "Opting for Fortnightly repayments will help you pay off your loan faster, 26 payments in a year equates to 13 monthly repayments, so one extra repayment per annum, as well as chipping at the principle more frequently saves interest"

Click HERE to view the banks available to Hibiscus Coast Home Loans